Time changes the picture.

Change the inputs. See the mathematics. Understand the assumptions.

HYPOTHETICAL ENDING BALANCE

Contributions Modeled growth / loss

Modeled balanceTotal contributions

Constant nominal annual rate divided by 12; monthly compounding; contributions at month-end. Excludes fees, taxes, inflation, and withdrawals. Currency selection changes the label, not the value. Results are illustrative, not a forecast.

See the annual figures

Year	Contributed	Modeled balance

Understand the curve before the number.

A constant rate creates a smooth line. Actual investment returns fluctuate, and losses are possible. Explore multiple assumptions; this tool does not determine what is suitable for you.

Read the explanation →